Velosurance – Why Do You Need Bicycle Insurance?
1. Your insurance is covered at full value: Your bike is worth to us what it’s worth to you. We do not decrease the value of your bike so in a situation where there is a total loss, you can get yourself a bike of similar value.
2. All damages are covered: Your bike is always covered whether it’s damaged in a crash, on a road or trail, a group ride or a race, or even if it’s damaged in an accident, it’s always covered.
3. Theft Coverage is also present: If your bike is stolen anywhere, be it your home, your car, your workplace or any other secure location, it’s covered.
What is Velosurance?
Velosurance is a national insurance organization created by two cyclists regarding the insurance needs of bicycle riders all over the country. Partnering with an “A” rated, US insurance company to come up with a multi-risk policy offering coverage to all types of cyclists. Our cycling insurance policy is the best available in the insurance marketplace. There is no comparison. Velosurance is happy to serve it’s fellow cyclists with a policy that covers anything and everything that can happen to a bike. Everyone that works at Velosurance is a passionate rider. So when you call, you are speaking to another cyclist who understands you and your bike.
Coverages and Features
Why Velosurance is best for your bicycle. Compare the coverage that comes with you home owners insurance. It covers:
- Crash Damage to Frame & Wheel Set
- Failure Damage to Frame & Wheel Set
- Total Loss by Crash Total Loss by Theft
- Theft of Spare Parts
- Liability to Others
- Roadside Assistance
- Replacement Bike
- Rental Riding
- Apparel Damage
- Medical Payments
- Injury by Auto Contact
- Borrowed Bicycle Coverage
- Event Fee Reimbursement
Members of USA Cycling, USA Triathlon, and International Mountain Bicycle Association (IMBA) receive discounts on Velosurance bicycle insurance products. Velosurance provides bicycle insurance policies in the following states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, North Carolina, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin.